Thursday, March 18, 2010
For Sale: 3BR/1+1BA Single Family House in Claymont, DE, $319,900
Wednesday, February 24, 2010
Home Decorating Trends in 2010
Trends on Decorating Your Home in 2010
It seems there is a baby boom going on in the
- For inexpensive and creative art, frame pictures from old children's books. A row of framed pages can be interactive for a child as he learns to read, as well as fill a large blank wall in a contemporary way. Design by RMSer 11051402. (www.hgtv.com)
- Use your kids' handprints and footprints to decorate. You'll both love it and you get to see those tiny hands later and marvel at how little they were. Besides on walls, you can use them on lampshades, furniture, even fabric for the curtains or such. Use a safe paint and just wash immediately afterwards. To fake the look of baby footprints, make a closed fist and stamp the side of your hand (by the pinkie) onto the surface, then use your pinkie to dot toe marks. Looks very realistic. (www.magicalchildhood.com)
- Install adjustable shelves and brackets within easy reach of adults so they are functional as well as decorative. Place folded clothes, baby blankets, and other necessities on every other shelf, and place stuffed animals and decorative items in between. You’ll gain much needed storage space while decorating your baby’s nursery at the same time.
(http://www.doityourself.com/stry/nurserydecorate#ixzz0gTTTuNNN)
Bathroom Renovations
You can still go Green and have a spa like bathroom. Check out these tips for renovating your bath. Most people start with kitchens and baths for updating a home because it gets more value for the amount you spend when selling your home.
- Installing lower water usage appliances such as a low-flow toilet, aerators on the faucet and shower heads. (http://www.hgtv.com/home-improvement/eco-friendly-bathroom-6-ways-to-go-green/index.html)
- Flooring can warm up the room if you use wood. Look for wood that has been certified by the Forest Stewardship Council because it has been grown in a sustainable manner. Bamboo is a sustainable wood and is great for bathrooms because it stands up well in a moist climate. (http://www.hgtv.com/decorating/eco-luxurious-bathrooms/index.html)
This article from www.frontdoor.com sums up perfectly the top 10 projects to get more bang for your buck in today’s home selling world. Check out the list below.
(http://www.frontdoor.com/Home-Finance/Top-10-Home-Updates/54706)
Tuesday, February 9, 2010
Compact Fluorescent Light Bulbs vs. Traditional Light Bulbs
Wednesday, January 20, 2010
New HUD Changes
Below is information I received from one of my trusted lenders. Buyers please take note on the changes! Thank you Kara White Shilling from Fairway Independent Mortgage Corp. for this information. Kara's information is below if you have any questions.
HUD announced a few interesting changes regarding FHA financing.
· Up front mortgage insurance premium will be increased from 1.75% to 2.25% ; will go into effect in the Spring.
· Summer of 2010, FHA will lower seller contributions from 6% to 3%.
· Minimum credit score will be 580. That will not affect Fairway Independent Mortgage Corp. (and the majority of all lenders) because our minimum credit is and has been 620. (For those lenders who do allow lower credit scores, new borrowers who have FICO scores of 580 or less will be required to put 10% down).
Below is the HUD press release for your review, should you be interested in further information.
http://portal.hud.gov/portal/
Kara White Schilling
Loan Officer
302.766.7392 (office)
302.545.2499 (cell)
